Life and Serious Illness Cover
This type of policy is designed to provide either a lump sum or regular income in the event of death or illness. The cover is provided either for a specific term or whole of life. You can tailor your protection by including some or all of the following: Life Cover, Specified Illness Cover, Hospital Payment, Accident Payment, Surgical Payment, Broken Bones Payment, Inflation Protection orConversion Option / Protection Continuation Option.
By taking this type of protection policy you could get additional free benefits such as: Children’s Cover, Guaranteed Insurability Option, Terminal Illness Benefit. With some providers you will be given a wide range of flexibility options. Information from your application that could affect the price include: Age, Gender, Smoking, Current and past health, family medical history or your work and lifestyle.